Chinese-Speaking Health Insurance Agent in Houston

Dongni Chen (Anny) is a licensed health insurance agent who speaks Chinese (Mandarin and Cantonese) and English. She helps Houston-area individuals and families compare and enroll in Obamacare (ACA) plans on HealthCare.gov, the marketplace Texas uses.^[1] Working with a licensed agent costs nothing extra: agents are paid by the insurance companies, and your premium is the same as enrolling on your own.^[2]

Call (213) 322-8909Email

Looking for a health insurance broker in Houston?

For individual and family health coverage, the license in Texas and California is an insurance agent license, and Dongni Chen is a licensed agent. Like a broker, she compares plans from several insurance companies rather than selling for one, and her help costs nothing extra.^[2]

2027 Open Enrollment in Texas

Open Enrollment runs from November 1, 2026 to January 15, 2027.^[3]
Pick a plan by December 15, 2026 for coverage starting January 1, 2027.^[4]
Outside these dates, you need a qualifying life event, such as losing job-based coverage, getting married, having a baby or moving.

How much does Obamacare cost in Houston?

For a 40-year-old with $30,000 in annual income in Houston (ZIP 77036, Harris County) who qualifies for a subsidy, the estimated monthly premium after the subsidy is about $155 for Silver, $0 for Bronze and $64 for Gold.^[5] This uses 2026 premiums with 2027 subsidy rules, and will be updated when 2027 premiums are published. A $0 premium does not mean free care: deductibles and copays still apply.

More household examples (in Chinese): Houston Obamacare prices.

Things to know in Texas

Texas has not expanded Medicaid. Some adults with very low income may qualify for neither Medicaid nor a subsidy, so check your options early.^[6]
Children may qualify for Texas Medicaid or CHIP, depending on household income.
Starting in 2027, among non-citizens only green card holders and two other small groups can get federal subsidies; H-1B, F-1 and most other visa holders can still enroll at full price.^[7]

Areas served

Houston, Sugar Land, Katy, Pearland, Bellaire and the Chinatown area, The Woodlands, Conroe and Clear Lake. Help is by phone, WeChat and email. Dongni also helps in 26 other states — see all states.

The site also lists Chinese-speaking doctors in Houston (in Chinese), with clinic addresses, phone numbers and which ACA insurers they take.

Chinese-language page: 休斯顿中文医保经纪人

Licensed and verifiable

Licensed insurance agent Dongni Chen, NPN 20635222.
Texas license #3102037. California license #4277633. Licensed in 28 states.

Contact Dongni

Call (213) 322-8909, add WeChat 咚咚在美国（Anny） by QR code, or email dongnichen001@gmail.com. Mandarin, Cantonese or English is fine.

Call (213) 322-8909Email

Also: California (Covered California) · All states

Sources

Sources checked on October 14, 2026. Links open in a new tab. Rules may change; the official sources are final.

[1] CMS: States by Marketplace Type for Plan Year 2027. Texas uses the HealthCare.gov marketplace.
[2] HealthCare.gov: Get help applying for health insurance. “They may be paid a commission by health insurance plans when they help enroll you in…”
[3] CMS: Statement regarding City of Columbus litigation (Aug 4, 2026). “Open Enrollment at the Federally-facilitated Exchange will begin on November 1, 2026, and end on January 15, 2027.”
[4] HealthCare.gov: Dates and deadlines. “December 15: Last day to enroll in or change plans for coverage to start January 1.”
[5] Estimates use CMS Marketplace public use files (2026), IRS Revenue Procedure 2026-26, HHS 2026 poverty guidelines and the CMS default age curve, the same method as the site’s calculator.
[6] Medicaid.gov: Medicaid and CHIP enrollment map; HealthCare.gov: Medicaid expansion & what it means for you.
[7] CMS: Guidance on Noncitizen Eligibility for APTC and CSR for Plan Year 2027.