Chinese-Speaking Health Insurance Agent for Obamacare (ACA)

Dongni Chen (Anny) is a licensed health insurance agent who speaks Chinese (Mandarin and Cantonese) and English. She helps individuals and families compare and enroll in Obamacare (ACA) health plans in 27 states, including California, Texas, New Jersey and Illinois. Working with a licensed agent costs nothing extra: agents are paid by the insurance companies, and your premium is the same as if you enrolled on your own.[1]

Call (213) 322-8909Email

What Dongni can help with

  • Check whether you qualify for a premium subsidy, and estimate your monthly cost.
  • Compare Bronze, Silver and Gold plans side by side: premium, deductible, doctors and prescriptions.
  • Enroll on HealthCare.gov or your state’s own marketplace, such as Covered California, Get Covered New Jersey, Get Covered Illinois and Pennie (Pennsylvania).
  • Renew each year, update your income, and enroll after a life event such as losing job-based coverage, marriage, a new baby or a move.
  • Explain everything in Mandarin or Cantonese, so family members can follow along.

She also helps with life insurance, annuities and visitor insurance for parents.

2027 Open Enrollment dates

  • States using HealthCare.gov (such as Texas, Florida and North Carolina): November 1, 2026 to January 15, 2027. Pick a plan by December 15 for coverage starting January 1.[2][3]
  • California and New Jersey: November 1, 2026 to January 31, 2027. Pick a plan by December 31 for coverage starting January 1.[4][5]
  • Outside Open Enrollment, you need a qualifying life event to enroll.

States served for Obamacare (ACA)

Alabama, Arizona, California, Florida, Georgia, Illinois, Indiana, Iowa, Louisiana, Michigan, Mississippi, Missouri, New Jersey, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia and Wisconsin.

Help is by phone, WeChat and email, so it works wherever you live in these states.

Licensed and verifiable

  • Licensed insurance agent Dongni Chen, NPN 20635222.
  • California license #4277633 (Covered California Certified Insurance Agent). Texas license #3102037. Licensed in 28 states.

Common questions

Do I pay more if I use an agent?

No. Agents are paid a commission by the insurance companies. The plan and the premium are the same as enrolling on your own.[1][6]

Can green card holders and visa holders buy Obamacare?

Many can enroll. Starting in 2027, among non-citizens only green card holders and two other small groups can get federal subsidies; H-1B, F-1 and most other visa holders can still buy a plan at full price.[7] Dongni can check your situation.

Is there a list of Chinese-speaking doctors?

Yes. The site has a directory of Chinese-speaking doctors (in Chinese) by city and specialty, with clinic addresses and phone numbers.

Contact Dongni

Call (213) 322-8909, add WeChat 咚咚在美国（Anny） by QR code, or email dongnichen001@gmail.com. Mandarin, Cantonese or English is fine.

Call (213) 322-8909Email

Chinese-language guides: 奥巴马医保中文指南 · About Dongni Chen（关于咚咚在美国）

Sources

Sources checked on October 14, 2026. Links open in a new tab. Rules may change; the official sources are final.

  1. [1] HealthCare.gov: Get help applying for health insurance. “They may be paid a commission by health insurance plans when they help enroll you in…” (same source as the Chinese Open Enrollment page).
  2. [2] CMS: Statement regarding City of Columbus litigation (Aug 4, 2026). “Open Enrollment at the Federally-facilitated Exchange will begin on November 1, 2026, and end on January 15, 2027.”
  3. [3] HealthCare.gov: Dates and deadlines. “December 15: Last day to enroll in or change plans for coverage to start January 1.”
  4. [4] Covered California: Open Enrollment. “It lasts from Nov. 1 to Jan. 31.”
  5. [5] NJ DOBI press release (Aug 10, 2026) and Get Covered NJ FAQ. “will run from November 1, 2026, through January 31, 2027.”; “If you enroll by December 31, your coverage will start January 1.”
  6. [6] Covered California: Guide to Enrollment Help. “They are paid by the insurance companies but their help is always free to you, and it will not change the price you pay for coverage.”
  7. [7] CMS: Guidance on Noncitizen Eligibility for APTC and CSR for Plan Year 2027 (same source as the Chinese immigration-status page).
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