Chinese-Speaking Health Insurance Agent in Texas
Dongni Chen (Anny) is a licensed health insurance agent who speaks Chinese (Mandarin and Cantonese) and English. She helps individuals and families in Dallas, Plano, Richardson, Austin, San Antonio and the rest of Texas compare and enroll in Obamacare (ACA) plans on HealthCare.gov, the marketplace Texas uses.[1] Working with a licensed agent costs nothing extra: agents are paid by the insurance companies, and your premium is the same as enrolling on your own.[2]
Looking for a health insurance broker in Dallas, Austin or San Antonio?
For individual and family health coverage, the license in Texas is an insurance agent license, and Dongni Chen is a licensed agent. Like a broker, she compares plans from several insurance companies rather than selling for one, and her help costs nothing extra.[2]
2027 Open Enrollment in Texas
How much does Obamacare cost in Texas?
For a 40-year-old with $30,000 in annual income who qualifies for a subsidy, the estimated Silver premium after the subsidy is about $155 a month anywhere in Texas. Bronze and Gold depend on where you live:[5]
| Area | Bronze | Silver | Gold |
|---|---|---|---|
| Dallas / Richardson | $0 | $155 | $72 |
| Plano | $0 | $155 | $72 |
| Austin | $0 | $155 | $100 |
| San Antonio | $0 | $155 | $50 |
ZIP codes used: Dallas / Richardson 75080 (Dallas County); Plano 75093 (Collin County); Austin 78759 (Travis County); San Antonio 78229 (Bexar County).
Estimates use 2026 premiums with 2027 subsidy rules, and will be updated when 2027 premiums are published. A $0 premium does not mean free care: deductibles and copays still apply.
Things to know in Texas
- Texas has not expanded Medicaid. Some adults with very low income may qualify for neither Medicaid nor a subsidy, so check your options early.[6]
- Children may qualify for Texas Medicaid or CHIP, depending on household income.
- Starting in 2027, among non-citizens only green card holders and two other small groups can get federal subsidies; H-1B, F-1 and most other visa holders can still enroll at full price.[7]
Areas served in Texas
Dallas / Plano / Richardson
Dongni helps families in Dallas, Plano, Richardson, Frisco and Carrollton. See Chinese-speaking doctors in the Dallas area and Dallas Obamacare prices (in Chinese).
Austin
She also helps in Austin, Round Rock and Cedar Park. See Chinese-speaking doctors in Austin and Austin Obamacare prices (in Chinese).
San Antonio
San Antonio and nearby areas are covered too. See Chinese-speaking doctors in San Antonio and San Antonio Obamacare prices (in Chinese).
Houston
Dongni also helps families in Houston, Sugar Land, Katy and Pearland. Houston prices, Open Enrollment dates and local details are on a separate page: Chinese-speaking health insurance agent in Houston.
The rest of Texas is served as well. Help is by phone, WeChat and email, so anywhere in Texas works.
Licensed and verifiable
- Licensed insurance agent Dongni Chen, NPN 20635222.
- Texas license #3102037. California license #4277633. Licensed in 28 states.
Common questions
Do I pay more if I use an agent?
No. Agents are paid a commission by the insurance companies. The plan and the premium are the same as enrolling on your own.[2]
Is there an office I need to visit?
No. Dongni works by phone, WeChat and email, so you can enroll from home anywhere in Texas.
Contact Dongni
Call (213) 322-8909, add WeChat 咚咚在美国（Anny） by QR code, or email dongnichen001@gmail.com. Mandarin, Cantonese or English is fine.
Also: Houston · California (Covered California) · All states
Sources
Sources checked on October 14, 2026. Links open in a new tab. Rules may change; the official sources are final.
- [1] CMS: States by Marketplace Type for Plan Year 2027. Texas uses the HealthCare.gov marketplace.
- [2] HealthCare.gov: Get help applying for health insurance. “They may be paid a commission by health insurance plans when they help enroll you in…”
- [3] CMS: Statement regarding City of Columbus litigation (Aug 4, 2026). “Open Enrollment at the Federally-facilitated Exchange will begin on November 1, 2026, and end on January 15, 2027.”
- [4] HealthCare.gov: Dates and deadlines. “December 15: Last day to enroll in or change plans for coverage to start January 1.”
- [5] Estimates use CMS Marketplace public use files (2026), IRS Revenue Procedure 2026-26, HHS 2026 poverty guidelines and the CMS default age curve, the same method as the site’s calculator.
- [6] Medicaid.gov: Medicaid and CHIP enrollment map; HealthCare.gov: Medicaid expansion & what it means for you.
- [7] CMS: Guidance on Noncitizen Eligibility for APTC and CSR for Plan Year 2027.